Self-Employed? Heres Why Your 401k Contribution Limit Is Closer Than You Think!

Sun, 03 May 2026 09:49:10 +0000

**Self-Employed? Heres Why Your 401k Contribution Limit Is Closer Than You Think!** Cyber—and growing interest in retirement savings among freelancers, independent contractors, and small business owners. The trend is clear: more U.S. workers are choosing self-employment, driven by flexibility and evolving career goals. Yet a quiet reality shapes retirement planning for this growing group—the 401(k) contribution limit applies just as directly as it does for traditional employees. Understanding this detail could make a significant difference in long-term financial readiness. Here’s what every self-employed person should know about their 401(k) capacity. --- ### Why Self-Employed? Heres Why Your 401k Contribution Limit Is Closer Than You Think!